Freddie Mac Multifamily is the nation's multifamily housing finance leader. Historically, more than 90% of the eligible rental units we fund are affordable to families with low-to-moderate incomes earning up to 120% of area median income. Freddie Mac securitizes about 90% of the multifamily loans it purchases, thus transferring the majority of the expected credit risk from taxpayers to private investors.
Workforce housing is an important aspect of affordable housing supply, but in current market conditions, creative financing solutions are required to preserve more units.
Manufactured housing resident-owned communities are one of the few naturally occurring affordable housing sources in the country, according to Freddie Mac.
Multifamily demand is returning slowly leading to market stabilization; however, origination volumes will be below-average this year, reports Freddie Mac.
A year after the agency launched its Equitable Housing Finance Plan, efforts continue to expand lender and developer opportunities in underserved areas.
The agency is solving a long-time problem in the multifamily market by providing an opportunity for renters to build credit with on-time rent payments.
Freddie Mac makes home possible for millions of families and individuals by providing mortgage capital to lenders. Since our creation by Congress in 1970, we've made housing more accessible and affordable for homebuyers and renters in communities nationwide. We are building a better housing finance system for homebuyers, renters, lenders and taxpayers.
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