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Both associations are coalition members. \"We're advocating federal involvement to help make sure that adequate coverage is available to firms. Specifically regarding apartments, some firms are perceived to be out of harms way -- such as those with property in rural locations -- and we want to assure that those firms are not required to buy terrorism insurance if they choose not to.\"</p> <p xmlns:i=\"incisive-repository\" xmlns=\"http://www.w3.org/1999/xhtml\">CIAT members are meeting individually with members of the Senate to make their case. Unlike the House of Representatives, the Senate failed to pass terrorism insurance legislation before recessing for the year. 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