NEW YORK CITY-Fixed mortgage rates have dipped this week following a decline in the yield on U.S. Treasury bonds. The 15-year mortgage has dropped below 4% in three months.

The average value for 15-year fixed mortgages has plunged from 4.15% to 3.97%. The average value for 30-year fixed loans dropped from 4.88% to 4.76%. The average value for a five-year adjustable-rate loan slipped from 3.73% to 3.57% and the average rate for one-year adjustable-rate home loans fell from 3.21% to 3.17%.For the full story, go to Chicago Sun Times.


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