SAN DIEGO-During the National Association of Realtors conference in San Diego, which drew more than 19,000 attendees, incoming 2010 president Vicki Cox Golder briefly addressed NAR’s priorities for the coming year. Modernizing the FHA program and reducing restrictions in the mortgage process are top of the list, she explained.

“We want to make sure FHA remains viable and that the accountability is there for future homebuyers,” she explained. She pointed out that the standards are too tough. “It almost became impossible to get an FHA loan,” she said. “We have to get more lenders into that program.” She added that NAR is about “making sure that we not only have safe lending practices, but that people are going into a safe mortgage situation.”

Golder explained that some other NAR priorities include: reducing restrictions in the mortgage process; working to keep big banks out of real estate; getting the kinks out of the appraisal code; and raising NAR’s level of political influence at the federal, state and local levels.

The key problem for commercial real estate, Golder said, is getting more liquidity in the market. “We are really concerned about what will happen in the next year if money doesn’t come back in,” she said. “We are hoping that by buying some of the mortgage-backed securities will help.”

Golder has been a realtor for 35 years and is owner of Vicki L. Cox & Associates in Tucson, specializing in commercial, farm and land brokerage, as well as building and development. She has served on NAR’s board of directors since 1993, and previously served as first vice president in 2008.

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