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Loan experts from both sides of the table agree that the key to restructuring a loan rests in just a few questions: Know who you’re dealing with; what you want to achieve; and, most important, what can you bring to the table? This mantra seems simple, but it’s not that easy to achieve. There are many problems that have to be worked through to get both sides into negotiations, and a ton of requirements to be met to complete a deal.

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