Medical Emergency

The 2010 “Affordable Care Act” will take effect on January 1, 2014, and at that time, employers with 50 or more employees will be responsible to provide healthcare coverage or face penalties. Alas, there are already indications that it may be less expensive for employers to face penalties than to pay the additional insurance cost. I have also learned from a number of clients in recent weeks that they are experiencing record medical insurance premium increases, and historical insurance pass-through levels to employees exceed their most recent pay increases. The other side effect of this legislation is that quality medical plans will become less attractive, and will move increasingly toward mediocre. Thanks to our legislators, the Affordable Care Act is confounding and confusing, and we really do deserve better than that.

Tony LoPinto

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