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CHICAGO—After years of waiting, a true economic recovery, which had always seemed just around the corner, now seems at least plausible. One of the recent statistics that grabbed a lot of attention was the decline in foreclosures. According to the October 2013 National Foreclosure Report by CoreLogic, a property information provider, the number of homes in some stage of foreclosure was about 879,000, or roughly 2.2% of homes with a mortgage, a decline of about 388,000 from the previous October when 3.1% of homes were in foreclosure.

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