Comptroller Thomas Curry More than 400 US banks saw CRE loan portfolios grow more than 50% over the past three years, said Curry.

WASHINGTON, DC—Following on an interagency statement this past December that raised concerns about rising concentrations and looser underwriting standards for commercial real estate loans, the US Comptroller of the Currency said this week that he’s keeping a closer eye on CRE lending. Comptroller Thomas Curry delivered his comments in connection with the Office of the Comptroller of the Currency’s release of its Semiannual Risk Perspective for Spring 2016 on Monday.

In prepared remarks, Curry cited real estate lending, along with commercial and industrial loans, as a year-over-year growth driver for the federally chartered banking sector. He said that as this stage of the cycle, we’re seeing “strong loan growth combined with easing underwriting to result in increased credit risk. While leveraged lending and auto lending remain concerns, CRE lending and concentration risk management has become an area of emphasis for regulators.”

Want to continue reading?
Become a Free ALM Digital Reader.

Once you are an ALM digital member, you’ll receive:

  • Unlimited access to GlobeSt and other free ALM publications
  • Access to 15 years of GlobeSt archives
  • Your choice of GlobeSt digital newsletters and over 70 others from popular sister publications
  • 1 free article* every 30 days across the ALM subscription network
  • Exclusive discounts on ALM events and publications

*May exclude premium content
Already have an account?

Paul Bubny

Paul Bubny is managing editor of Real Estate Forum and He has been reporting on business since 1988 and on commercial real estate since 2007. He is based at ALM Real Estate Media Group's offices in New York City.

More from this author


GlobeSt. Multifamily Spring 2023Event

Join the industry's top owners, investors, developers, brokers & financiers at THE MULTIFAMILY EVENT OF THE YEAR!

Get More Information


Join GlobeSt

Don't miss crucial news and insights you need to make informed commercial real estate decisions. Join now!

  • Free unlimited access to's trusted and independent team of experts who provide commercial real estate owners, investors, developers, brokers and finance professionals with comprehensive coverage, analysis and best practices necessary to innovate and build business.
  • Exclusive discounts on ALM and GlobeSt events.
  • Access to other award-winning ALM websites including and

Already have an account? Sign In Now
Join GlobeSt

Copyright © 2023 ALM Global, LLC. All Rights Reserved.