The terms and conditions set forth below apply to the Web site owned, operated, licensed, or controlled by GlobeSt.com. By using this Web site, you signify your assent to these terms of use. If you do not agree to these terms of use, please do not use this Web site. We reserve the right, at our discretion, to change, modify, add, or remove portions of these terms at any time. Please check these terms periodically for changes. Your continued use of this Web site following the posting of changes to these terms will mean you accept those changes.

RESTRICTIONS ON USE OF MATERIALS

Unless otherwise noted, all materials, including images, illustrations, designs, icons, photographs, video clips, and written and other materials on this Web site are copyrights, trademarks, trade dress and/or other intellectual properties owned, controlled or licensed by GlobeSt.com. No material from this Web site may be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, provided, however, you may download, where specifically permitted, one copy of the materials on any single computer for your personal, non-commercial use only, provided you keep intact all copyright and other proprietary notices. Modification of the materials or use of the materials for any other purpose is a violation of GlobeSt.com's copyright and other proprietary rights. For purposes of these terms, the use of any such material on any other Web site or networked computer environment is prohibited. All trademarks, service marks, and trade names are proprietary to GlobeSt.com.

COMMUNICATIONS

All comments, suggestions, ideas and other materials submitted to this Web Site by you shall be and remain GlobeSt.com's property. Such disclosure or submission shall constitute an assignment to GlobeSt.com of all of your right, title and interest in all copyrights and other intellectual property rights in such materials.

JURISDICTIONAL ISSUES

Unless otherwise specified the materials in this Web site are presented solely for the purpose of promoting and making such publications available in the United States. This Web site is controlled and operated by GlobeSt.com from its offices within the State of New York. GlobeSt.com makes no representation that materials in this Web site are appropriate or available for use in other locations.

DISCLAIMER

GLOBEST.COM PROVIDES THE MATERIALS ON THIS WEB SITE "AS IS" WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, GLOBEST.COM DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. GLOBEST.COM DOES NOT WARRANT THAT THE FUNCTIONS CONTAINED IN THE MATERIALS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEB SITE OR THE SERVER(S) THAT MAKES THIS WEB SITE AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. GLOBEST.COM DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS WEB SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU (AND NOT GLOBEST.COM) ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. YOUR USE OF THIS WEB SITE IS AT YOUR SOLE RISK. UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL GLOBEST.COM BE LIABLE FOR ANY SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS IN THIS WEB SITE, EVEN IF GLOBEST.COM OR A GLOBEST.COM AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT SHALL GLOBEST.COM'S TOTAL LIABILITY TO YOU FOR ALL DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE.

LINKS TO OTHER WEB SITES AND SERVICES

To the extent that this Web site contains links to other web sites and outside services and resources, GlobeSt.com does not control the availability and content of those outside services and resources. Any concerns regarding any such service or resource, or any link thereto, should be directed to the particular service or resource. Any reference made by this Web site to any specific commercial product, process, or service (or provider of such product, process or service) by trade name, trademark, hyperlink, or otherwise, does not constitute or imply an endorsement, recommendation, or favoring by GlobeSt.com. Content on this Web site(s) may be provided by third parties and users. Any opinions, advice, statements, services, offers or other information expressed or made available by third parties, including information providers, users or others, are those of the respective author(s) or distributor(s) and do not necessarily state or reflect those of GlobeSt.com.

TERMINATION.

These terms are effective until terminated by either party. Either you or GlobeSt.com may terminate these terms at any time. These terms will terminate immediately without notice from GlobeSt.com if in GlobeSt.com's sole discretion you fail to comply with any term or provision of these terms. Upon termination, you agree to destroy all materials obtained from this Web site and all copies thereof, whether made under the terms of these terms or otherwise.

MISCELLANEOUS.

These terms shall be governed by and construed in accordance with the laws of the State of New York. You agree that any action at law or in equity arising out of or relating to these terms shall be filed only in the state or federal courts located in New York County and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action. If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these terms and shall not affect the validity and enforceability of any remaining provisions. This is the entire agreement between us relating to the subject matter herein and shall not be modified except as provided herein or in writing, signed by both parties.

LAST UPDATED: 11/21/01