Atkins, currently CEO, also will be serving as chairman. Hereplaces Charles R. Hoffman, who is retiring after seven years ofleading the company.

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The company also has elected Jerry J. Tepper as a director.Tepper, 63, is president of Tepco Inc., a privately held realestate investment company. He also is president of CF Group Ltd., aprivately held investment company in the retail food business andpresident of Schoenberg Farms Inc., a dairy products company. AtSchoenberg, Tepper also is the company's largest singleshareholder, owning more than 10% of the common stock. Before heformed Tepco, Tepper had been a director of Citizens Bank inWestminster, a suburb northwest of Denver. Last year, Vectra Bankpurchased Citizens Bank.

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