(Carl Cronan is editor of RealEstateFlorida.)

For more on the financial crisis, check out GlobeSt.com's Webinar, "Wall Street In a Freefall—TheWinners and Losers."

ST. PETERSBURG, FL-Raymond James Financial Inc. has become thenation's largest investment bank by default, with the conversion oflarger rivals Goldman Sachs and Morgan Stanley to commercial banks.But what this means for the locally based corporation's expansionplans is up in the air at this point, much like a puntedfootball.

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