NEW YORK CITY-We reported Wednesday morning that after five years of a “Negative” rating, the US banking system has been upgraded to “Stable” by Moody's Investors Service.  (Go to Page 2 for the original story.)

But “Stable” is not robust, and according to the FDIC, 13 banks did close so far in 2013. The list of 2013 closing appears below. For more information and the complete list of closing prior to 2013, click here.

Central Arizona Bank (Scottsdale) closed May 14 and was acquired by Western State Bank

Sunrise Bank (Valdosta, GA) closed May 10 and was acquired by Synovus Bank

Pisgah Community Bank (Asheville, NC) closed May 10 and was acquired by Capital Bank, N.A.

Douglas County Bank (Douglasville, GA) closed April 26 and was acquired by Hamilton State Bank

Parkway Bank (Lenoir, NC) closed April 26 and was acquired by CertusBank, National Association

Chipola Community Bank (Marianna, FL) closed April 19 and was acquired by First Federal Bank of Florida

Heritage Bank of North Florida (Orange Park, FL) closed April 19 and was acquired by First Atlantic Bank

First Federal Bank (Lexington, KY) closed April 19 and was acquired by Your Community Bank

Gold Canyon Bank (Gold Canyon, AZ) closed April 5 and was acquired by First Scottsdale Bank, National Association

Frontier Bank (LaGrange, GA) closed March 8 and was acquired by HeritageBank of the South

Covenant Bank (Chicago) closed February 15 and was acquired by Liberty Bank and Trust Co.

1st Regents Bank (Andover, MN) closed January 18 and was acquired by First Minnesota Bank

Westside Community Bank (University Place, WA) closed January 11 and was acquired by Sunwest Bank

Go to page 2 to read the original story . . .

NEW YORK CITY-In yet another indicator that the economy is slowly turning the corner, Moody's Investors Service has upgraded the US banking system from negative to stable. This will be the first time since 2008 that the rating has changed.

“The change in outlook on the US banking system to stable from negative reflects continued improvement in the operating environment and reduced downside risks to the banks from a faltering economy,” says Moody's in the report. “Sustained GDP growth and improving employment conditions will help banks protect their now-stronger balance sheets. In addition, after another year of reducing credit-related costs and restoring capital, US banks are now even better positioned to face any future economic downturn.”

According to the FDIC, a total of 13 banks have closed to date in 2013. This compares to 24 in last year's same time period and 36 in 2009, the year after the Moody's downgrades.

The Moody's report comes in what seems to be a wave of good news for the recovery. In what may reflect good news for banks in terms of coming debt applications. The Conference Board is reporting a hike in buyer confidence as its consumer attitude index went from 69 in April to 76.2.