NAPLES, FL—There's been plenty of talk about the Canadian capital invasion, from investors to bank branches. The latest move comes from RBC Bank, a major Canadian bank that focuses heavily on serving Canadians visiting or making long-term stays in the US.

RBC just announced a partnership with Lennar Homes in southwest Florida to offer mortgages to Canadians buying homes there. The deal makes good sense, given Lennar is one of the nation's top home builders and Canadians are the top foreign homebuyers in the US.

Consider the statistics: According to the 2014 Profile of International Home Buying Activity by the National Association of Realtors, Canadians invested nearly $14 billion in US homes between April 2013 and May 2014. Simply stated, RBC smells the opportunity and believes its Canadian customers will buy into what Lennar-built second homes stateside.

“Each year, snowbirds come to Florida seeking a vacation home to enjoy the winter months and oftentimes to leverage as an investment property,” says Fred Moresco, homes sales consultant at Lennar Treviso Bay in southwest Florida. “By partnering with RBC Bank, we ensure that everyone buying a home from Lennar, including Canadians, has an enjoyable and less stressful experience.”

Canadians need to be well informed when securing a mortgage in a different country. US rules and policies are different than what banks offer north of the border. For example, Canadians purchasing real estate in the US go through a longer mortgage process than they experience in Canada. Additional documentation and fees are required, along with credit history. RBC is the only US bank that can use a client's Canadian credit history to help secure a US mortgage.

RBC and Lennar are not strangers. Alain Forget, head of sales and business development at RBC Bank, says, “RBC Bank has been working with Lennar Homes for more than six years to help make the dream of home ownership a reality for Canadians in the US.”