TRUCKEE, CA—Housing prices generally have returned to levels seen in 2004, but what about the pricing achieved in the years that followed? Those peaks have largely disappeared in what Clear Capital calls the “lost decade” for the US housing market.

“We’re back to ’04 levels without even accounting for inflation, leaving many homeowners with no more equity than when they bought,” the Truckee, CA-based data provider says in its newly issued Home Data Index Market Report. “This is unusual in the history of the housing market where prices have risen 55% over each rolling 10 year period since 1985.”

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