Phil Melton

DALLAS—Nationwide, 11.4 million families spend more than 50% ofincomes on rent. Affordable housing and development is a criticalissue in the US—but one with an uncertain future due to the newpresidential administration.

Dallas-based Phil Melton, executive vicepresident and national director of affordable lending and FHAlending at BellwetherEnterprise, recently discussed some of those affordability issues, housing uncertainty, the lendingenvironment and other topics in thisexclusive.

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Lisa Brown

Lisa Brown is an editor for the south and west regions of GlobeSt.com. She has 25-plus years of real estate experience, with a regional PR role at Grubb & Ellis and a national communications position at MMI. Brown also spent 10 years as executive director at NAIOP San Francisco Bay Area chapter, where she led the organization to achieving its first national award honors and recognition on Capitol Hill. She has written extensively on commercial real estate topics and edited numerous pieces on the subject.