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Jason Gordon is president of AmTrust Title and has more than 15 years of experience in the industry.

A robust economy and an employment rate nearing historic levels have driven the real estate market to astronomical heights. With the residential sales market upward of $100 million and single commercial transactions over $2 billion being more common in recent years the world of title insurance has changed. This begs the question as to the need to spread risk. Until recently, almost 90% of that risk has been underwritten by four companies.

Beyond the Big Four

Recently, one of the “big four” title insurers announced plans to purchase one of their competitors – essentially leaving three companies to assume billions of dollars of risk annually. As Fidelity completes its acquisition of Stewart Title the lack of competition in this growing multibillion dollar industry seems increasingly impractical and speaks to an industry that is in need of expansion. Another key concern is the ability to accommodate a client’s needs no matter the deal size.

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