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Carmen Contreras-Martinez, counsel with Saul Ewing Arnstein & Lehr in Miami. Carmen Contreras-Martinez, counsel with Saul Ewing Arnstein & Lehr in Miami.

Landlords often have clues that a tenant is going to be filing for bankruptcy, rental payments are consistently late several months in a row and the tenant falls more than a month behind on the rent. But, it can still be shocking when a landlord receives a legal notice in the mail, instead of a rent check.

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