Grocery prices are so high today that in some cases it's more economical to dine out than to dine in.

For northern New Jersey commuters into New York City, it is costing roughly $120 per day to drive in and back.

These expenses and other factors have US consumers thinking differently – and struggling – when it comes to family budgets, according to a 20-question national survey conducted June 6-10 by Freddie Mac of 2,000 US consumers to gauge the impact of rising prices on finances and housing choices.

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