TCF has since become a big player in Chicago's financialservices market, where it now has 132 supermarket units (including11 with Cub Foods) and 32 traditional branches.``Our product lineis more suited to a larger portion of customers at Jewel,'' saysMike Johnstone, president of TCF Illinois.``Our cornerstoneproduct, `Totally Free Checking,' has been a tremendous hit.''

TCF is now looking for opportunities to expand through grocerystore branches in the Detroit area, where it sees greatopportunities. At this point, however, none of the big supermarketchains are looking for bank branches, said a TCF spokeswoman.

Johnstone says TCF plans to add five more branches this year and25 branches next year in the Chicago and greater Illinois markets,then slow down its expansion rate to eight to 10 Jewel branches ayear, following Jewel's growth. With 32 traditional branches inIllinois, TCF also plans to add two traditional branches a yearthere, Johnstone said.