The USAA Business Insurance Program, underwritten by Hartford,includes business income coverage to keep a company operating if aloss shuts it down, equipment breakdown coverage to pay for damagedequipment, employment practices liability insurance, commercialauto and workers' compensation. Almost 400,000 of USAA's 4.3million members are small business owners. The joint endeavorallows USAA to sell and market the policies while Hartfordunderwrites the policies and processes the claims.

USAA has served military families since 1922 and is a leadinginsurance and financial service company in the U.S. The companyoffers insurance, banking and financial services and owns ormanages assets of more than $61.7 billion.

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