Muse has been with Collateral since 2000. She has experience inreal estate marketing, journalism and commercial art. Her dutieswith Collateral include media and public relations, Web content andnational marketing.

Williams has been with Collateral since 1995. She received herbachelor's of science degree in finance from the University of NewMexico at Las Cruces, NM. Her background includes banking andresidential lending. Her duties with Collateral include overseeingescrow analysis on loans.

Collateral Mortgage Capital is privately owned. Its investorbase includes life insurance companies, conduits, pension fundadvisors and commercial banks.

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