"I think it has slowed things up," says Chris Ruttger, managerof Ruttger's Bay Lodge, a 167-unit resort in Deerwood. Despite animproved economy, his resort is having a "below average" summer, hesays.

Terry Mattson, head of the Duluth Convention and VisitorsBureau, says cool weather has hurt "everything but sweatshirtsales." Some resort owners worry that this year's cold, rainy,windy conditions may keep people from reserving lodging nextyear.

As a statewide industry, tourism is as big as agriculture,generating $9 billion in revenues and employing 230,000 people,according to Explore Minnesota Tourism, the new name for the stateof Minnesota's tourism bureau. Measured by travelers, the northernregions account for more than a third of the industry, according toJohn Edman, head of Explore Minnesota Tourism.

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