ATLANTIC BEACH, NY—What are some of the most common commercialmortgage underwriting questions? What are the reasons a loan mightbe approved or turned down? Find out the methodology employed bycommercial mortgage underwriters when presented with a loanapplication in this below column (in Q&A format) fromStephen Sobin, president of SelectCommercial Funding LLC. Sobin has more than 30 yearsexperience underwriting, approving, and funding commercial mortgageloans.

The views expressed below are the author's own.

Q: Is there a minimum credit score that I musthave?

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Natalie Dolce

Natalie Dolce, editor-in-chief of GlobeSt.com and GlobeSt. Real Estate Forum, is responsible for working with editorial staff, freelancers and senior management to help plan the overarching vision that encompasses GlobeSt.com, including short-term and long-term goals for the website, how content integrates through the company’s other product lines and the overall quality of content. Previously she served as national executive editor and editor of the West Coast region for GlobeSt.com and Real Estate Forum, and was responsible for coverage of news and information pertaining to that vital real estate region. Prior to moving out to the Southern California office, she was Northeast bureau chief, covering New York City for GlobeSt.com. Her background includes a stint at InStyle Magazine, and as managing editor with New York Press, an alternative weekly New York City paper. In her career, she has also covered a variety of beats for M magazine, Arthur Frommer's Budget Travel, FashionLedge.com, and Co-Ed magazine. Dolce has also freelanced for a number of publications, including MSNBC.com and Museums New York magazine.