Seasonally adjusted FHA delinquencies surge 74 basis points in Q4 while serious delinquencies remain elevated across loan types.

Originations surged 37% year-over-year in Q4, and sales hit $50.9 billion.

Buyers now need just $111,000 to afford the median U.S. home, down from $120,000 in late 2023.

A modest rebound in property values, improving returns and steady credit spreads underpin renewed lending.

C&W data shows occupancy climbing and concessions easing for prime assets.

Falling values and higher cap rates are opening the door to opportunistic acquisitions.

Borrowers eye near-term opportunities amid steady origination growth and higher Treasury yields.

The Fed survey finds lenders more favorable toward firms benefiting from AI.