Consumers are pulling back on discretionary visits while downtowns lean on office workers and events to sustain activity.

Cities like Las Vegas and Chattanooga attract relocating seniors while legacy markets see less movement.

Lenders cut excess space while investing in flagship offices and regional hubs.

Banks plan for peak occupancy while AI and hybrid work push a reset of space needs.

Demand tied to AI growth helps drive an 11% decline in available space.

More than half say rising costs are undermining their ability to maintain their standard of living.

Communities once eager for investment are raising concerns over land use, water demand and infrastructure strain.

Western metros dominate for square footage while Southeast markets offer limited competition.