Banks plan for peak occupancy while AI and hybrid work push a reset of space needs.

Demand tied to AI growth helps drive an 11% decline in available space.

More than half say rising costs are undermining their ability to maintain their standard of living.

Communities once eager for investment are raising concerns over land use, water demand and infrastructure strain.

Western metros dominate for square footage while Southeast markets offer limited competition.

New analysis shows local concentration far exceeds national averages targeted by federal legislation.

Secondary and tertiary metros are leading gains in locations, square footage and adoption.

Typical households are saving nearly $200 a month, up from prior trends, with larger gains in high-growth metros.