"For the next generation, my advice would be to make a list of where you want to be in the next three, five or 10 years, and start backwards with what you will do to get there," says Keyvan Ghaytanchi, COO of BEB Capital.

All 25 markets were affected by record mortgage-rate growth.

Rising interest rates have buyers shucking loans from the purchase process.

That will eventually fuel significant commercial real estate demand.