Fathom will support the development of retail and hospitality projects from site-selection to build out.

"There are fewer active lenders, and we are seeing them being pickier with deals they do, focusing on working with customers they have long standing relationships with."

"We see employment growth going forward, especially since demand has increased for many tech services and products during the pandemic. But it will be at a much slower pace than in 2019."

A disturbing trend that has emerged is the reduction in online payments in August.