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IRVINE, CA—Nearly half (49%, to be exact) of today’s potential homebuyers say they are not pursuing the financing they need to buy a home out of fear that they won’t qualify for a mortgage, according to a national consumer survey from loanDepot, a private, independent retail home-loan lender. The firm reports that while strong pent-up demand to buy a home exists among a broad national cross-section of the population, very few prospective buyers have actually taken any steps to see if they’ll qualify for a home loan.

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